body{
margin: 0;
padding: 0;
box-sizing: border-box;  
font-family: 'plus-jakarta-sans';
font-size: var(--font-md); 
background-color: var(--black);
color: var(--white);
}
html{
    scroll-behavior: smooth;
}
@font-face {
    font-family: 'plus-jakarta-sans';
    src: url('../fonts/plus-jakarta-sans/PlusJakartaSans-VariableFont_wght.ttf') format('opentype');
}
:root { 
--white: #ffffff; 
--black: #000; 
--transparent: transparent; 
--primary-dark: #000; 
--primary-light: #f4f4f4; 
--dark-fade-1: #000000;  
--dark-fade-2: #3D3D3D;  
--dark-fade-3: #666666;  
--dark-fade-4: #8F8F8F;  
--dark-fade-5: #B8B8B8;  
--light-fade-1: #ffffff;  
--light-fade-2: #EFEFEF;  
--light-fade-3: #E5E5E5;  
--light-fade-4: #DBDBDB;  
--light-fade-5: #D1D1D1;  

--font-heading1: 54px;
--font-heading2: 40px;
--font-heading3: 36px;
--font-heading4: 24px; 
--font-lg: 20px;
--font-md: 16px;
--font-sm: 14px;
--font-xsm: 12px;
} 
button:focus,
button:active {
  outline: none;
  box-shadow: none;
  border: none;
}
.primary-text{
    color: var(--primary-light);
}
.dark-text{
color: var(--primary-dark);
} 
.light-text{
color: var(--white);
}
.light{
opacity: 80%;
}
.heading1 {
font-size: var(--font-heading1);
letter-spacing: -1.5px;
}
.heading2 {
font-size: var(--font-heading2);
letter-spacing: -0.5px;
}
.heading3 {
font-size: var(--font-heading3);
}
.heading4 {
font-size: var(--font-heading4);
letter-spacing: -0.5px;
}
.text-xsm {
font-size: var(--font-xsm);
} 
.text-sm {
font-size: var(--font-sm);
} 
.text-md {
font-size: var(--font-md);
} 
.text-lg {
font-size: var(--font-lg);
} 
.thin{
font-weight: 100;
}
.extra-light{
font-weight: 200;
}
.light{
font-weight: 300;
}
.regular{
font-weight: 400;
}
.medium{
font-weight: 500;
}
.semibold{
font-weight: 600;
}
.bold{
font-weight: 700;
} 
.extra-bold{
font-weight: 800;
} 
.black{
font-weight: 900;
} 

.container{
max-width:1120px;
padding-right: 25px;
padding-left: 25px;
}
p{ 
line-height: 125%;
}
h1,h2,h3,h4,h5,h6,p{
margin: 0;
padding: 0;
}
h1,h2,h3,h4,h5,h6{
font-family: 'plus-jakarta-sans';
font-optical-sizing: auto; 
font-style: normal;
}
p{
font-family: 'plus-jakarta-sans';
font-optical-sizing: auto; 
font-style: normal;
}
a,a:hover{
text-decoration: none; 
transition: all 0.6s;
color: inherit;
}
.button01{
      background-color: var(--white);
      color: var(--black);
      font-size: 16px;
      font-optical-sizing: auto;
      font-style: normal;
      line-height: 20px;
      padding: 18px 30px;
      border-radius: 100px;
      -webkit-border-radius: 1000px;
      -moz-border-radius: 1000px;
      -ms-border-radius: 1000px;
      -o-border-radius: 1000px;
      text-transform: capitalize;
      letter-spacing: 0;
      font-weight: 600;
      text-align: center;
      border: 1px solid #fff;
}
.button01:hover{
background-color: var(--primary-dark);
color: var(--white);
text-decoration: none;
}


.form-btn{
      background-color:   var(--dark-fade-5)!important;
      color: var(--primary-dark) !important;
      font-size: 16px!important;
      font-optical-sizing: auto;
      font-style: normal!important;
      line-height: 20px!important;
      padding: 18px 30px!important;
      border-radius: 100px!important;
      -webkit-border-radius: 100px!important;
      -moz-border-radius: 100px!important;
      -ms-border-radius: 100px!important;
      -o-border-radius: 100px!important;
      text-transform: capitalize!important;
      letter-spacing: 0!important;
      font-weight: 600!important;
      text-align: center!important;
}
.form-btn:hover{
background-color: var(--primary-dark)!important;
color: var(--white)!important;
text-decoration: none!important;
}

.nav-button01{
      background-color: var(--primary-light);
      color: var(--white);
      font-size: 16px;
      font-optical-sizing: auto;
      font-style: normal;
      line-height: 20px;
      padding: 10px 30px;
      border-radius: 100px;
      -webkit-border-radius: 1000px;
      -moz-border-radius: 1000px;
      -ms-border-radius: 1000px;
      -o-border-radius: 1000px;
      text-transform: capitalize;
      letter-spacing: 0;
      border: 1px solid var(--primary-light);
      font-weight: 600;
      text-align: center;
}
.nav-button01:hover{
background-color: var(--primary-dark);
color: var(--white);
text-decoration: none;
}
 
.button02{
      background-color: transparent;
      color: var(--primary-light);
      font-size: 16px;
      font-optical-sizing: auto;
      font-style: normal;
      line-height: 20px;
      padding: 18px 30px;
      border-radius: 100px;
      -webkit-border-radius: 1000px;
      -moz-border-radius: 1000px;
      -ms-border-radius: 1000px;
      -o-border-radius: 1000px;
      text-transform: capitalize;
      letter-spacing: 0;
      font-weight: 600;
      border: 1px solid var(--primary-light);
      text-align: center;
}
.button02:hover{
background-color: var(--primary-light);
color: var(--white);
text-decoration: none;
}

.button03{
      background-color: var(--white);
      color: var(--primary-light);
      font-size: 16px;
      font-optical-sizing: auto;
      font-style: normal;
      line-height: 20px;
      padding: 18px 30px;
      border-radius: 100px;
      -webkit-border-radius: 1000px;
      -moz-border-radius: 1000px;
      -ms-border-radius: 1000px;
      -o-border-radius: 1000px;
      text-transform: capitalize;
      letter-spacing: 0;
      font-weight: 600;
}
.button03:hover{
background-color: var(--primary-dark);
color: var(--white);
text-decoration: none;
}
.text-label{
    text-transform: uppercase;
    font-size: var(--font-lg);
    font-weight: 500;
}


 

/* Marquee Styles */
.marquee-section{
padding-bottom: 100px;
padding-top: 100px;
}
.marquee-head{
    text-align: center;
    margin-bottom: 40px;
}
.marquee-container {
    position: relative;
    width: 100%;
}

.marquee-wrapper {
    position: relative;
    width: 100%;
    max-width: 100vw;
}

.marquee {
    position: relative;
    overflow: hidden;
    --gap: 2rem;
    display: flex;
    user-select: none;
    gap: var(--gap);
}

.marquee-group {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: space-around;
    gap: var(--gap);
    min-width: 100%;
    animation: scroll 30s linear infinite;
}

.marquee-reverse .marquee-group {
    animation-direction: reverse;
    animation-delay: -3s;
}

.marquee-logo-item {
    flex: 0 0 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1rem 2rem; 
    border-radius: 0.5rem;
    transition: all 0.3s ease;
}

.marquee-logo-item:hover {
    transform: scale(1.1);
}

.marquee-logo-item img {
    max-width: 150px;
    object-fit: contain;
    /* filter: grayscale(100%); */
    opacity: 0.7;
    transition: all 0.3s ease;
}

.marquee-logo-item:hover img {
    filter: grayscale(0%);
    opacity: 1;
}

@keyframes scroll {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(calc(-100% - var(--gap)));
    }
}

/* Pause on Hover (Optional) */
.marquee:hover .marquee-group {
    animation-play-state: paused;
}

/* Ensure smooth animation */
@media (prefers-reduced-motion: reduce) {
    .marquee-group {
        animation-duration: 60s;
    }
}

/* Responsive adjustments */
@media (max-width: 768px) {
    .marquee-group {
        animation-duration: 20s;
    }
    
    .marquee-logo-item {
        padding: 0.75rem 1.5rem;
    }
} 


.left-head{
    text-align: left;
    display: flex;
    flex-direction: column;
    gap: 4px;
}
.center-head{
    text-align: center;
    display: flex;
    flex-direction: column;
    gap: 4px;
    max-width: 1000px;
    margin: auto;
}

 /* ****************************************************************************************************** */
/* all padding here */
.about,.highlights,.product,.industry,.blog,.loans,.insurance{
    padding-top: 120px;
}

 
.about-wrapper{
        grid-column-gap: 42px;
    grid-row-gap: 42px;
    grid-template-rows: auto;
    grid-template-columns: 1fr 1fr;
    grid-auto-columns: 1fr;
    display: grid;
}
.about-left{
    display: flex;
    flex-direction: column;
    gap:20px;
}
.about-left-content{ 
    color: var(--dark-fade-3);
}
.about-right{
     
}
.about-right img{
    border-radius: 20px;
    -webkit-border-radius: 20px;
    -moz-border-radius: 20px;
    -ms-border-radius: 20px;
    -o-border-radius: 20px;
    box-shadow: 4px 10px 30px rgba(0, 0, 0, 15%);
}
.about-image-left{
padding-top: 35px;
}
.about-image-right{
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.about-button{
display: flex;
}
 

footer{
    background-color: rgba(5, 120, 252, 0.1);
    padding-top: 48px;
    padding-bottom: 48px;
}
.footer-wrapper{
        grid-column-gap: 50px;
    grid-row-gap: 50px;
    grid-template-rows: auto;
    grid-template-columns: 1fr  0.8fr 0.8fr   0.8fr;
    grid-auto-columns: 1fr;
    display: grid; 
}

.footer-block.one{
display: flex;
flex-direction: column;
gap: 18px;
}
.footer-block-image{
    max-width: 191px;
}
.footer-block.one .footer-block-links{
display: flex;
flex-direction: column;
gap: 13px;
}
.footer-block.one .footer-block-links{
    font-size:var(--font-sm) ;
    color: var(--black);
}
.footer-block.one .footer-block-links p{
    display: flex;
}
.footer-block.one .footer-block-links > div{
    display: flex;
    gap: 5px;
        align-items: flex-start;
}
.footer-block.one .footer-block-links  .footer-block-links-icon{
    width: 20px;
    height: 20px;
    flex: none;
    display: flex;
    align-items: center;
}
.footer-block.two{
display: flex;
flex-direction: column;
gap: 24px;
}
.footer-block.two .footer-block-links{
display: flex;
flex-direction: column;
gap: 10px;
font-size: var(--font-sm);
}
.footer-copy{
    background-color: var(--primary-dark);
    padding: 16px 0;
}
.footer-copy-wrapper{
    color: #FEFEFE;
    display: flex;
    gap: 50px;
    align-items: center;
    justify-content: space-between;
}
.footer-copy-links{
    display: flex;
    gap: 40px;
}
.footer-copy-links a{
  color: #FEFEFE;
  font-size: var(--font-sm);
}
.footer-link{
    transition: all 0.3s ease;
    -webkit-transition: all 0.3s ease;
    -moz-transition: all 0.3s ease;
    -ms-transition: all 0.3s ease;
    -o-transition: all 0.3s ease;
}
.footer-link:hover{
    color: var(--primary-light)!important;
} 
.footer-block-links a,.footer-block-links p{
    color: #fff;
}




 
    .swiper {
      width: 100%;
      height: 100%;
    }

    .swiper-slide { 
      /* background: #000;  */
    } 
   .heroslider {
         background-image: url(../images/hero-banner01.jpg);
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    position: relative;
    } 
    .heroslider-overlay{
        position: absolute;
        width: 100%;
        height: 100%;
        background-color: rgba(0, 0, 0, 0.651);
        left: 0;
        top: 0;
    }
   .hero-slide {
    min-height: 90vh;   
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    align-content: center;
}
.hero-slide-content{
    max-width:1100px;
    margin: auto;
    display: flex;
    gap: 16px;
    flex-direction: column;
}
.hero-slide-content-text{
    max-width:600px;
    margin: auto;
}
.heroslider-arrow div{ 
    position: absolute; 
    z-index: 10;
    cursor: pointer;
    width: 40px; 
    height: 40px; 
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: rgba(0, 0, 0, 0.678); 
    border-radius:100px ; 
    -webkit-border-radius:100px ; 
    -moz-border-radius:100px ; 
    -ms-border-radius:100px ; 
    -o-border-radius:100px ;
}
.slide-button-prev{
    top: 50%;
    transform: rotate(90deg);
    -webkit-transform: rotate(90deg);
    -moz-transform: rotate(90deg);
    -ms-transform: rotate(90deg);
    -o-transform: rotate(90deg);
    left: 25px;
}
.slide-button-next{
    top: 50%;
    right: 25px;
    transform: rotate(-90deg);
    -webkit-transform: rotate(-90deg);
    -moz-transform: rotate(-90deg);
    -ms-transform: rotate(-90deg);
    -o-transform: rotate(-90deg);
}

/* Static Hero Section */
.hero-static {
    position: relative; 
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 100px 0;
}

.hero-static-overlay {
    display: none;
}

.hero-static-content {
    position: relative;
    z-index: 2;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 40px 20px;
}

.hero-static-wrapper {
    max-width: 1100px;
    margin: auto;
    display: flex;
    flex-direction: column;
    gap: 24px;
    align-items: center;
}

.hero-static-wrapper h1 {
    text-align: center;
    margin: 0;
}

.hero-static-description {
    max-width: 700px;
    margin: 0 auto;
    text-align: center;
}

.hero-static-description p {
    font-size: var(--font-lg);
    line-height: 1.6;
    color: var(--white);
    margin: 0;
    opacity: 0.9;
}

.hero-static-button {
    display: flex;
    justify-content: center;
    margin-top: 8px;
}

/* Personal Loan Hero Section */
.personal-loan-hero {
    /* background: linear-gradient(135deg, #FF6B35 0%, #FF8C42 100%); */
    padding: 80px 0;
    min-height: auto;
}

.personal-loan-hero-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.personal-loan-hero-left {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.personal-loan-nav {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 10px;
}

.personal-loan-nav a {
    text-decoration: none;
    opacity: 0.9;
    transition: opacity 0.3s ease;
}

.personal-loan-nav a:hover {
    opacity: 1;
    text-decoration: underline;
}

.personal-loan-heading {
    font-size: var(--font-heading1);
    line-height: 1.2;
    margin: 0;
    text-align: left;
}

.personal-loan-features {
    display: flex;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
}

.know-more-link {
    text-decoration: none;
    opacity: 0.9;
    transition: opacity 0.3s ease;
    display: flex;
    align-items: center;
    gap: 5px;
}

.know-more-link:hover {
    opacity: 1;
    text-decoration: underline;
}

.know-more-link i {
    font-size: 14px;
}

.personal-loan-buttons {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: 10px;
}

.apply-now-btn {
    background-color: var(--white);
    color: var(--primary-dark);
    font-size: 18px;
    font-weight: 600;
    padding: 18px 40px;
    border: none;
    border-radius: 12px;
    cursor: pointer;
    text-transform: uppercase;
    transition: all 0.3s ease;
    letter-spacing: 0.5px;
}

.apply-now-btn:hover {
    background-color: var(--primary-light);
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2);
}

.save-btn {
    background-color: rgba(255, 255, 255, 0.2);
    color: var(--white);
    font-size: 14px;
    font-weight: 600;
    padding: 18px 24px;
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 12px;
    cursor: pointer;
    text-transform: uppercase;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    gap: 8px;
    letter-spacing: 0.5px;
}

.save-btn:hover {
    background-color: rgba(255, 255, 255, 0.3);
    transform: translateY(-2px);
}

.save-btn i {
    font-size: 16px;
}

.personal-loan-engagement {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: 8px;
}

.personal-loan-engagement i {
    font-size: 16px;
}

.personal-loan-hero-right {
    position: relative;
}

.personal-loan-hero-image {
    width: 100%;
    height: 500px;
    overflow: hidden;
    border-radius: 20px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.2);
}

/* Inquiry Modal Styles */
.inquiry-modal-content {
    background-color: #1c1c1c;
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    color: var(--white);
}

.inquiry-modal-header {
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding: 25px 30px;
}

.inquiry-modal-header .close {
    color: var(--white);
    opacity: 0.8;
    font-size: 28px;
    font-weight: 300;
    padding: 0;
    margin: 0;
    line-height: 1;
}

.inquiry-modal-header .close:hover {
    opacity: 1;
}

.inquiry-modal-body {
    padding: 30px;
}

.inquiry-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.inquiry-form select.form-control {
    background-color: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 8px;
    padding: 5px 18px;
    color: var(--white);
    font-size: var(--font-md);
    font-family: 'plus-jakarta-sans';
    cursor: pointer;
}

.inquiry-form select.form-control:focus {
    outline: none;
    border-color: var(--primary-light);
    background-color: rgba(255, 255, 255, 0.08);
    box-shadow: 0 0 0 3px rgba(255, 255, 255, 0.1);
}

.inquiry-form select.form-control option {
    background-color: #1c1c1c;
    color: var(--white);
}

/* Privacy Policy Content Styles */
.privacy-policy-content {
    max-width: 900px;
    margin: 0 auto;
    padding: 60px 20px;
}

.privacy-policy-intro {
    margin-bottom: 40px;
}

.privacy-policy-section {
    margin-bottom: 30px;
}

.privacy-policy-section h2 {
    color: var(--white);
    font-weight: 600;
}

.privacy-policy-section p {
    line-height: 1.8;
    color: var(--dark-fade-3);
    margin-bottom: 15px;
}

.privacy-list {
    list-style: none;
    padding-left: 0;
    margin-top: 15px;
    margin-bottom: 20px;
}

.privacy-list li {
    position: relative;
    padding-left: 25px;
    margin-bottom: 12px;
    line-height: 1.8;
    color: var(--dark-fade-3);
}

.privacy-list li:before {
    content: "•";
    position: absolute;
    left: 0;
    color: var(--primary-light);
    font-size: 20px;
    line-height: 1.5;
}

.privacy-contact-info {
    background-color: rgba(255, 255, 255, 0.05);
    padding: 25px;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.privacy-contact-info p {
    margin-bottom: 10px;
}

.privacy-contact-info a {
    color: var(--primary-light);
    text-decoration: none;
    transition: opacity 0.3s ease;
}

.privacy-contact-info a:hover {
    opacity: 0.8;
    text-decoration: underline;
}

/* Contact Page Styles */
.contact-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    margin-bottom: 80px;
}

.contact-form-section {
    background-color: rgba(255, 255, 255, 0.03);
    padding: 40px;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.contact-form-head {
    margin-bottom: 30px;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.form-label {
    color: var(--white);
    font-size: var(--font-md);
    font-weight: 500;
    margin-bottom: 0;
}

.required {
    color: #ff4d4d;
}

.form-control {
    background-color: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 8px;
    padding: 14px 18px;
    color: var(--white);
    font-size: var(--font-md);
    font-family: 'plus-jakarta-sans';
    transition: all 0.3s ease;
    width: 100%;
}

.form-control:focus {
    outline: none;
    border-color: var(--primary-light);
    background-color: rgba(255, 255, 255, 0.08);
    box-shadow: 0 0 0 3px rgba(255, 255, 255, 0.1);
}

.form-control::placeholder {
    color: rgba(255, 255, 255, 0.4);
}

textarea.form-control {
    resize: vertical;
    min-height: 120px;
}

.contact-info-section {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.contact-info-head {
    margin-bottom: 10px;
}

.contact-info-details {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.contact-info-item {
    display: flex;
    gap: 20px;
    align-items: flex-start;
}

.contact-info-icon {
    width: 50px;
    height: 50px;
    background-color: rgba(255, 255, 255, 0.05);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.contact-info-content h4 {
    margin-bottom: 8px;
    color: var(--white);
}

.contact-info-content p {
    color: var(--dark-fade-3);
    line-height: 1.6;
    margin: 0;
}

.contact-info-content a {
    color: var(--primary-light);
    text-decoration: none;
    transition: opacity 0.3s ease;
}

.contact-info-content a:hover {
    opacity: 0.8;
    text-decoration: underline;
}

.contact-map-section {
    margin-top: 60px;
    padding-top: 60px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.contact-map-wrapper {
    max-width: 100%;
}

.contact-map-container {
    width: 100%;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
}

.contact-map-container iframe {
    display: block;
    width: 100%;
    border: none;
}

/* Contact Page Responsive Styles */
@media (max-width: 992px) {
    .contact-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .contact-form-section {
        padding: 30px;
    }
}

@media (max-width: 768px) {
    .contact-wrapper {
        gap: 30px;
        margin-bottom: 50px;
    }
    
    .contact-form-section {
        padding: 25px 20px;
    }
    
    .contact-info-item {
        flex-direction: column;
        gap: 15px;
    }
    
    .contact-info-icon {
        width: 45px;
        height: 45px;
    }
    
    .contact-map-section {
        margin-top: 40px;
        padding-top: 40px;
    }
    
    .contact-map-container iframe {
        height: 350px;
    }
}

@media (max-width: 480px) {
    .contact-form-section {
        padding: 20px 15px;
    }
    
    .contact-map-container iframe {
        height: 300px;
    }
}

/* Personal Loan Hero Responsive */
@media (max-width: 992px) {
    .personal-loan-hero-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .personal-loan-hero {
        padding: 60px 0;
    }
    
    .personal-loan-hero-image {
        height: 400px;
    }
}

@media (max-width: 768px) {
    .personal-loan-heading {
        font-size: 36px;
    }
    
    .personal-loan-buttons {
        flex-direction: column;
        align-items: stretch;
    }
    
    .apply-now-btn {
        width: 100%;
        text-align: center;
    }
    
    .save-btn {
        width: 100%;
        justify-content: center;
    }
    
    .personal-loan-hero-image {
        height: 350px;
    }
    
    .inquiry-modal-body {
        padding: 20px;
    }
    
    .inquiry-modal-header {
        padding: 20px;
    }
}

@media (max-width: 480px) {
    .personal-loan-heading {
        font-size: 28px;
    }
    
    .personal-loan-hero {
        padding: 40px 0;
    }
    
    .personal-loan-hero-image {
        height: 300px;
    }
}

.loans-wrapper{
    display: flex;
    gap: 36px;
    flex-direction: column;
}
.loans-grid{
          grid-column-gap: 20px;
    grid-row-gap: 20px;
    grid-template-rows: auto;
    grid-template-columns: 1fr  1fr 1fr;
    grid-auto-columns: 1fr;
    display: grid;
}

.loans-block {
  background: #1c1c1c; /* dark box */
  border: 1px solid #333; /* subtle border */
  border-radius: 12px; /* rounded corners */
  padding: 20px; 
  color: #fff; /* white text */
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.4); /* soft shadow */
  transition: all 0.3s ease;
}

.loans-block:hover {
  border-color: #ff4d4d; /* highlight border on hover */
  transform: translateY(-5px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.6);
}

.loans-block .heading4 {
  font-size: 20px;
  margin-bottom: 10px;
  color: #fff;
}

.loans-block p {
  font-size: 16px;
  color: #ddd; /* slightly lighter for contrast */
  margin-bottom: 15px;
}

.loans-block-button a {
  display: inline-block;
  color: #ff4d4d;   /* primary brand color */
  font-weight: 500;
  text-decoration: none;
  position: relative;
  transition: all 0.3s ease;
}

.loans-block-button a::after {
  content: " →";   /* arrow effect */
  transition: margin-left 0.3s ease;
}

.loans-block-button a:hover {
  color: #fff;   /* change color on hover */
}

.loans-block-button a:hover::after {
  margin-left: 6px; /* arrow moves on hover */
}


/* ------------------------- */

.insurance-wrapper{
    display: flex;
    gap: 36px;
    flex-direction: column;
}
.insurance-grid{
          grid-column-gap: 20px;
    grid-row-gap: 20px;
    grid-template-rows: auto;
    grid-template-columns: 1fr  1fr 1fr;
    grid-auto-columns: 1fr;
    display: grid;
}
.insurance-block {
  background: #1c1c1c; /* dark background */
  border: 1px solid #333; /* subtle border */
  border-radius: 12px;
  padding: 20px; 
  color: #fff;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.4);
  transition: all 0.3s ease;
}

.insurance-block:hover {
  border-color: #ffcc00; /* highlight border on hover (insurance accent) */
  transform: translateY(-5px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.6);
}

.insurance-block .heading4 {
  font-size: 20px;
  margin-bottom: 10px;
  color: #fff;
}

.insurance-block p {
  font-size: 14px;
  color: #ddd; /* lighter gray for readability */
  margin-bottom: 15px;
  line-height: 1.5;
}

.insurance-block-button a {
  display: inline-block;
  color: #ffcc00; /* gold/yellow accent for insurance */
  font-weight: 500;
  text-decoration: none;
  position: relative;
  transition: all 0.3s ease;
}

.insurance-block-button a::after {
  content: " →"; /* right arrow */
  transition: margin-left 0.3s ease;
}

.insurance-block-button a:hover {
  color: #fff; /* turn white on hover */
}

.insurance-block-button a:hover::after {
  margin-left: 6px; /* arrow slide effect */
}



.testimonial-wrapper{
    display: flex;
    flex-direction: column;
    gap: 36px;
}


  .testimonial-section {
    padding: 100px 0px;
  }
.testimonial-slider{
    padding-bottom: 60px!important;
}
  .testimonial-title {
    text-align: center;
    font-size: 2em;
    margin-bottom: 40px;
    color: #fff;
  }

  .testimonial-item {
    background: #1e1e1e;
    border-radius: 12px;
    padding: 20px;
    box-shadow: 0 4px 10px rgba(0,0,0,0.5);
  }

  .testimonial-text {
    font-size: 1.1em;
    line-height: 1.6;
    color: #ccc;
    margin-bottom: 15px;
  }

  .testimonial-author {
    font-size: 1em;
    color: #00bcd4;
    font-weight: bold;
  }

  /* Swiper buttons */
  .swiper-button-next, .swiper-button-prev {
    color: #00bcd4;
  }

  /* Swiper pagination */
  .swiper-pagination-bullet {
    background: #888;
    opacity: 1;
  }

  .swiper-pagination-bullet-active {
    background: #00bcd4;
  }


  .faq-wrapper{
     display: flex;
    flex-direction: column;
    gap: 36px;
  }

   .faq-section {
            padding: 100px 0px;
        }

        .faq-title {
            text-align: center; 
            margin-bottom: 40px;
            color: #ffffff;
        }

        .faq-item {
            margin-bottom: 20px;
            border-bottom: 1px solid #333;
        }

        .faq-question {
            width: 100%;
            text-align: left;
            background: none;
            border: none;
            color: #f0f0f0;
            font-size: 24px;
            padding: 15px 10px;
            cursor: pointer;
            position: relative;
            transition: color 0.3s;
        }

        .faq-question::after {
            content: '+';
            position: absolute;
            right: 20px;
            font-size: 1.2em;
            transition: transform 0.3s;
        }

        .faq-item.active .faq-question::after {
            transform: rotate(45deg);
        }

        .faq-question:hover {
            color: #00bcd4;
        }

        .faq-answer {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.5s ease, padding 0.5s ease;
            padding: 0 10px;
        }

        .faq-answer p {
            margin: 0;
            line-height: 1.6;
            color: #ccc;
             padding-bottom: 25px;
        }

.contact{
    padding: 100px 0;
}
.personal-loan-benefits{
    padding: 100px 0;
}
.personal-loan-benefits-warpper{
    display: flex;
    flex-direction: column;
    gap: 36px;
}
.personal-loan-benefits-warpper .head{
    text-align: center;
    margin-bottom: 40px;
    color: #ffffff;
}